小生意,支票处理

FAIRMONT

我注册了个小生意,有ABN和公司名称,
最近帮人开发了点东西,别人付我钱,是张支票,可是抬头不是我的名字,而是我公司的名字.

请问各位,这种情况下,
1.如何将这张支票入我的帐户?需要什么东西?
2.另外支票有没有过期时间?
3.支票是NATIONAL BANK的,能否入到COMMON WEALTH的帐户上?

astina

1 you have to open a bank a/c in the name of your business or ask the issuer to cancel the check and re-write another one in your name
2 no expiry date. Some companies may cancel checks outstanding for, say,more than 6 months but a couple of weeks s/be no problem
3 yes

FAIRMONT

THANKS.I UNDERSTAND NOW.

FAIRMONT

有问题了:

1.该公司不愿意改抬头.
2.我到银行去开帐户,说要REGISTERATION的证书,我说我是SOLO TRADER,不行,要注册,并交50元查询费.
3.我的公司名称是我的名字(缩写)加上 ELECTRONIC,按理说不用去注册了,
4.如果注册,由于名字是缩写 再加上ELECTRONIC,结果说名字与别人相近,不能注册.
5.我有ATO的注册证明,有ABN,地址电话都一致,难道不能将钱给我吗?

大家有什么好的建议,看来注册是一定要的,哪怕是以自己的名字,不然太麻烦了.

除非公司名字就是和自己的名字一模一样,这样就不用到银行去开户头了,...

astina

在一个生意开始营业之前,应该确保有合法的注册过的生意名字,有了这名字才去ATO注册ABN.我想LZ还是得和支票签发的公司商量一下,改成你自己的名字;或者用ATO的注册证明去银行商量一下看看?

FAIRMONT

1。支票签发的公司说是我的责任（我不否认），他们按照发票上的公司名开出了支票，已经做了该做的，

2。我想试试重开一张以我名字的发票，并将相关证明材料一起给他们，看看能否重开一张支票。

3。银行很难商量，而切他们似乎无法理解我是个体户，以自己名字做公司名，难道开户还要查询？关键是我的公司名除了自己名字还有别的字，所以不一致。

4。不行的话只好想开点，全当长澳洲经验。反正除了损失点时间和精力别的还好，全当自己没收到这笔钱。

FAIRMONT

谢谢ASTINA的解释，如果早点请教就好了。

人人为我，我为人人。

solo trader 怎么会有公司名? P/L才叫公司呢

sha

1. Sole trader is also required to register with ASIC, upon receiving the certificate of registration, you can bring it with your Passport, Driver Licence to bank open a personal account trading as ...... The account is not a business bank account rather a personal account. You also need to sign the mandate which is a document states the type of the account you are going to opened, term and conditons as well as your signature for record.

If the payee is under compnay's name, it can't be deposited into personal account. However, if a cheque is issued to an individual, it can be deposited into a company's account.

2. Cheque does has an expire date. In Australia is 18 months. After that it becomes an unclaimed item.

3. No matter which bank the issuer has account with(for Australian banks only), if the cheque is "not negotiable" then it must deposited to the payee's bank account, no encashment is allowed over the counter. If it's open cheque, then the payee can either deposit into account or withdraw cash.

astina

我在想，有没有可能背书（ENDORSE)这张支票呢？你拿着ATO的注册证明，表明你有权利背书这张支票，背书以后，再存入你自己的户头。先跟ISSUER商量商量，看能不能CANCEL这张支票，重新开给你个人的名字；实在不行，这个方法试试看，死马当活马医