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https://www.smh.com.au/business/ ... 0220527-p5ap2k.html Two of Australia’s major banks are cutting back on new lending to more highly indebted borrowers, as financial institutions and regulators prepare for the impact of rising interest rates on mortgage customers. As money markets bet on a series of interest rate rises this year, ANZ Bank this week said it would no longer accept loan applications from borrowers with total debts more than 7.5 times their income. Previously, the bank was prepared to consider applications from customers with debt-to-income (DTI) ratios of up to nine times. ANZ宣布债务收入比超7.5倍就拒绝!是不是可以解读成年15万收入,贷款过112万的,就不能再买任何房子了? |