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原帖由 玉米 于 2008-2-15 09:46 发表 
准备在AAMI 买保险,但网上询价的时候有个STANDARD EXCESS, 还有其他选项, 这个是甘裁? 该选标准的呢? 还是选其他的? 如何? 理赔的时候有什么区别?
请明白人指点一下
谢了
eg: standard exess is $500, then with the current situation of your car and your driving experience, your comprehensive premium could be $800 per year.
if you would like to pay a higher excess fee, eg: $900 then your premium could be down to $400 per year.
you can also decrease the excess to raise the premium. say, if you are sure you are going to make at least one claim at your fault this year.
It really all depends on your own situation, if you are very sure you wont have any claim on your fault for the coming year, then you can have a lower premium by increase your excess fee. |
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