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从手续上是没有必要联系银行的。纯粹是给自己找麻烦。
我在拿OC前找银行是因为DA中有明确规定我要到 Land Titles Office 注册新的plan。因为有贷款，银行是title的共同持有人。Land Titles Office需要先到银行拿到approval-这个都是有固定的表格的。
这个是我的DA condition:
49. Retention and re-use positive covenant
Prior to issue of the Occupation Certificate, the applicant must create a positive covenant and restriction on the use of land under Section 88E of the Conveyancing Act 1919, burdening the property with the requirement to maintain the site stormwater retention and re-use facilities on the property.
The terms of the instruments are to be generally in accordance with the Council's "draft terms of Section 88B instruments for protection of retention and re-use facilities" and to the satisfaction of Council. (refer to the Water Management Part 24R.8.2 of the relevant Ku-ring-gai Development Control. Plan). For existing titl.es, the positive covenant and the restriction on the use of land is to be created through an application to the Land Titles Office in the form of a request using forms 13PC and 13RPA. The relative location of the reuse and retention facility, in relation to the building footprint, must be shown on a scale sketch, attached as an annexure to the request forms.
Registered title documents showing the covenants and restrictions must be submitted to and approved by the Principal. Certifying Authority prior to issue of an Occupation Certificate.
Reason: To protect the environment.
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征文 - 全球金融危机 - 我的部门裁员50%. (2008-11-8) Artcore 
发表于 2024-2-22 10:01
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