Advertisement
Advertisement

新足迹

 找回密码
 注册
新足迹 门户 税务相关 查看内容

选哪项 excess concessional (before tax) Super contributions 交税相对少?回答好加分

2024-11-30 01:20| 发布者: vivianvivian | 查看: 542| 原文链接

各位,

年级大了才移民来澳洲, 我的 SUPER 才16万元左右, 今年收到ATO 发的excess concessional (before tax) super contributions 信。

信里写了2个选项, 如果我的SUPER 总共16万澳币左右,50多岁,打算60岁不工作。

选项1还是选项2 交的总税TAX相对少呀?

请问选项1是怎么计算呀, 什么情况要交47% 的税呀?

请问选项 1 中文什么意思呀?

Choose one of the following options for your excess concessional contributions:

             Option 1 – Do nothing and leave the excess in your super fund(s)
The excess concessional contribution amount will count towards your non-concessional
contributions, which also has an annual cap.

Your non-concessional contributions cap for a financial year will be nil
if you have a total superannuation balance (TSB) of $1,900,000 or more on 30 June of the previous financial year.

If you have a TSB of $1,900,000 or more and you do nothing and leave your excess
concessional contributions in your super fund,
all of your excess amount will be treated as excess non-concessional contributions and you will:
  need to release your excess non-concessional contributions amount and have the
associated earnings included in your assessable income,
 be taxed at 47% on your excess non-concessional contributions.

To find your TSB, log into myGov.
If you go over the non-concessional contributions cap, you will receive further information
from us.
(请问在MYGOV 哪里找到自己的 TBS)
                    

                   Option 2 – Release the excess from your super fund(s)
Release up to $12,000 from your super fund(s) (your excess less 15% tax paid by the
fund). Any amount you release will be increased by the 15% tax paid by the fund and will no
longer count towards your non-concessional (after tax) contributions.
Advertisement
Advertisement


Advertisement
Advertisement
返回顶部