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[行情讨论] 十分一 off the plan apartment 不能成交 [复制链接]

发表于 2020-7-2 10:36 |显示全部楼层
此文章由 ymmf 原创或转贴,不代表本站立场和观点,版权归 oursteps.com.au 和作者 ymmf 所有!转贴必须注明作者、出处和本声明,并保持内容完整
所以房價是不是又要漲了?

來源:https://www.afr.com/property/res ... pse-20200630-p557iw

One in 10 off-the-plan apartment sales have fallen over during the past three months as lower valuations due to weaker demand and oversupply prompted banks to reject final loan approvals, forcing buyers to give up millions of dollars in deposits.
Out of around 35,000 off-the-plan settlements between March and June, 3041 have collapsed due to problems with a lower valuation, an analysis by Digital Finance Analytics showed.
This amounted to a potential loss of $87.6 million in deposits alone, not including the other charges developers impose when buyers pull out of the sale.

Around 550 apartment sales in Sydney's inner west and eastern suburbs, in places such as Pyrmont, pictured, were rejected by banks over the past three months.
In Sydney's inner west and eastern suburbs alone about 551 apartments failed to settle, as did 457 in Melbourne's inner suburbs during the same period.
Off-the-plan values have dropped between 10 and 15 per cent during the past 12 months on average, higher than the previous year, Digital Finance Analytics principal Martin North said.
"Values are likely to fall further, given the oversupply in the sector," he said.
The proportion of off-the-plan apartments racking up large losses in values at settlement has surged over the three months to May, CoreLogic data shows.
More than half (52 per cent) of the 3389 off-the-plan properties across Sydney had a lower value at settlement compared to the contract price.
Values fell by more than 10 per cent for one in four (26 per cent) Sydney apartments since the contract was signed, which is likely to have been in 2017 before the bank regulator tightened the lending rules on property investments.
Across Melbourne, more than one in two (51 per cent) of the 4173 off-the-plan apartments were worth less at settlement compared to their purchase price.
Values plunged by at least 10 per cent for one in five (20.9 per cent) apartments since the contract was signed.
In Brisbane, 41.7 per cent of off-the-plan properties have lost value since being purchased, 49.4 per cent in Perth, 25.4 per cent in Canberra and 20.7 per cent in Adelaide.
Compounding effect
CoreLogic research analyst Eliza Owen said these trends were not just a result of COVID-19 but the pandemic had made it worse.
"Undervaluation of off-the-plan apartments across Sydney and Melbourne has been rife over the past two years, averaging 46.4 per cent in Sydney and 42.7 per cent in Melbourne," Ms Owen said.
"This is the result of falling levels of investor interest off the back of temporary prudential lending measures, against increased levels of apartment completion across these cities.
"However, COVID-19 will have a compounding effect on some off-the-plan unit markets through border closures and job losses.
"The additional downward pressure on rent returns created by localised increases in vacancies will make inner-city apartments less desirable, and this could lead to an increased portion of under-valuation events for off-the-plan apartments."
Homeloanexperts.com.au managing director Otto Dargan said bank valuers were often more conservative than the market itself.
"If the market drops 1 per cent, then valuations will often come in 5 per cent lower," Mr Dargan said.
"Lenders will usually ignore the purchase price if buyers signed the contract a long time ago and will instead use the bank valuation.
"This means that they will lend you less if you have a low valuation, which can leave some purchasers who don't have extra funds unable to complete their purchase and lose their deposit."
Heightened risks for off-the-plan buyers
The bigger risk is for buyers who have lost their jobs or had their income reduced in the last few months and no longer qualify for a loan, says Rise High Financial Solutions Marissa Schulze.
"If you can't proceed with the purchase, you risk not only losing your deposit but also paying up for damages if the developer can't sell it for the same price," she said.
"It's the same as going to an auction without finance, then scrambling to get a loan after winning the property.
"If something does fall over and you can't get finance you stand to lose a lot of money."
Suburbanite principal Anna Porter expects things would get worse for the sector.
"I think there's a looming crash in off-the-plan properties in oversupplied areas because buyers are walking away, despite large financial losses," she said.

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发表于 2020-7-2 11:15 |显示全部楼层
此文章由 edisonwanxin 原创或转贴,不代表本站立场和观点,版权归 oursteps.com.au 和作者 edisonwanxin 所有!转贴必须注明作者、出处和本声明,并保持内容完整
房价要涨

发表于 2020-7-2 11:16 |显示全部楼层
此文章由 jacsonlin 原创或转贴,不代表本站立场和观点,版权归 oursteps.com.au 和作者 jacsonlin 所有!转贴必须注明作者、出处和本声明,并保持内容完整
居然疫情期间,90%的楼花公寓还能成交?

发表于 2020-7-2 11:24 |显示全部楼层
此文章由 terran_empire 原创或转贴,不代表本站立场和观点,版权归 oursteps.com.au 和作者 terran_empire 所有!转贴必须注明作者、出处和本声明,并保持内容完整
本帖最后由 terran_empire 于 2020-7-2 10:29 编辑

如果是股票,那就是利空出尽,价格到底了,下一步就是反弹或者不死不活的在那里徘徊。

不知道房市怎么样,希望是反弹,毕竟这关乎经济民生各行各业。

悲观派看到的是1/10不能settle

乐观派看到的是在这种全球非常严重的经济衰退的时候居然有9/10的人能settle

发表于 2020-7-2 11:45 |显示全部楼层
此文章由 自游自在 原创或转贴,不代表本站立场和观点,版权归 oursteps.com.au 和作者 自游自在 所有!转贴必须注明作者、出处和本声明,并保持内容完整
傻子才会咬牙SETTLE

发表于 2020-7-2 12:13 来自手机 |显示全部楼层
此文章由 悉尼麦迪 原创或转贴,不代表本站立场和观点,版权归 oursteps.com.au 和作者 悉尼麦迪 所有!转贴必须注明作者、出处和本声明,并保持内容完整
jacsonlin 发表于 2020-7-2 10:16
居然疫情期间,90%的楼花公寓还能成交?

肯定不是。数据一般不会反应真实
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发表于 2020-7-2 12:30 |显示全部楼层
此文章由 ymmf 原创或转贴,不代表本站立场和观点,版权归 oursteps.com.au 和作者 ymmf 所有!转贴必须注明作者、出处和本声明,并保持内容完整
虧得起的當然可以成交吧。

发表于 2020-7-2 14:58 来自手机 |显示全部楼层
此文章由 粤式油鸡 原创或转贴,不代表本站立场和观点,版权归 oursteps.com.au 和作者 粤式油鸡 所有!转贴必须注明作者、出处和本声明,并保持内容完整
我觉得只有十分之一能够成交

发表于 2020-7-2 15:01 |显示全部楼层
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ymmf 发表于 2020-7-2 11:30
虧得起的當然可以成交吧。

谁亏买家?

卖家?
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发表于 2020-7-2 17:58 |显示全部楼层
此文章由 大江东去 原创或转贴,不代表本站立场和观点,版权归 oursteps.com.au 和作者 大江东去 所有!转贴必须注明作者、出处和本声明,并保持内容完整
八折收购,哪位有卖的?

发表于 2020-7-2 18:32 |显示全部楼层
此文章由 腰花儿 原创或转贴,不代表本站立场和观点,版权归 oursteps.com.au 和作者 腰花儿 所有!转贴必须注明作者、出处和本声明,并保持内容完整
不成交难道直接损失10%不要了?
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发表于 2020-7-2 18:33 |显示全部楼层
此文章由 51migrate 原创或转贴,不代表本站立场和观点,版权归 oursteps.com.au 和作者 51migrate 所有!转贴必须注明作者、出处和本声明,并保持内容完整

发表于 2020-7-2 19:15 |显示全部楼层
此文章由 Norrial 原创或转贴,不代表本站立场和观点,版权归 oursteps.com.au 和作者 Norrial 所有!转贴必须注明作者、出处和本声明,并保持内容完整
这个比例感觉还好啊

发表于 2020-7-2 19:17 来自手机 |显示全部楼层
此文章由 weeded 原创或转贴,不代表本站立场和观点,版权归 oursteps.com.au 和作者 weeded 所有!转贴必须注明作者、出处和本声明,并保持内容完整
自游自在 发表于 2020-7-2 10:45
傻子才会咬牙SETTLE

因为房价要腰斩吗?

发表于 2020-7-2 19:20 |显示全部楼层
此文章由 husky 原创或转贴,不代表本站立场和观点,版权归 oursteps.com.au 和作者 husky 所有!转贴必须注明作者、出处和本声明,并保持内容完整
求科普,放弃settlement就是直接放弃10%定金那么简单吗,是不是卖家还是保留追溯违约责任的权利呢?

发表于 2020-7-2 19:21 |显示全部楼层
此文章由 自游自在 原创或转贴,不代表本站立场和观点,版权归 oursteps.com.au 和作者 自游自在 所有!转贴必须注明作者、出处和本声明,并保持内容完整
weeded 发表于 2020-7-2 18:17
因为房价要腰斩吗?

腰斩应该不会。现在市场价明显低于楼花价格,而且超过10%。
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禁止访问

发表于 2020-7-2 20:12 来自手机 |显示全部楼层
此文章由 风口上的猪 原创或转贴,不代表本站立场和观点,版权归 oursteps.com.au 和作者 风口上的猪 所有!转贴必须注明作者、出处和本声明,并保持内容完整
贷款收紧了,很多人贷不出钱

发表于 2020-7-2 22:47 来自手机 |显示全部楼层
此文章由 Leo417 原创或转贴,不代表本站立场和观点,版权归 oursteps.com.au 和作者 Leo417 所有!转贴必须注明作者、出处和本声明,并保持内容完整
现在都有放出来转楼花亏23%转的了。开发商收了10%可以追偿,但是很少有开发商这么干的。

发表于 2020-7-3 12:24 |显示全部楼层
此文章由 渔妇 原创或转贴,不代表本站立场和观点,版权归 oursteps.com.au 和作者 渔妇 所有!转贴必须注明作者、出处和本声明,并保持内容完整
大江东去 发表于 2020-7-2 16:58
八折收购,哪位有卖的?

联络19楼
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禁止发言

发表于 2020-7-3 13:22 |显示全部楼层
此文章由 大江东去 原创或转贴,不代表本站立场和观点,版权归 oursteps.com.au 和作者 大江东去 所有!转贴必须注明作者、出处和本声明,并保持内容完整
Leo417 发表于 2020-7-2 21:47
现在都有放出来转楼花亏23%转的了。开发商收了10%可以追偿,但是很少有开发商这么干的。 ...

我八折收购,你还可以赚3个点
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禁止发言

发表于 2020-7-3 13:23 |显示全部楼层
此文章由 大江东去 原创或转贴,不代表本站立场和观点,版权归 oursteps.com.au 和作者 大江东去 所有!转贴必须注明作者、出处和本声明,并保持内容完整
渔妇 发表于 2020-7-3 11:24
联络19楼

联系了,多谢

买到请你喝茶

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发表于 2020-7-3 13:51 |显示全部楼层
此文章由 渔妇 原创或转贴,不代表本站立场和观点,版权归 oursteps.com.au 和作者 渔妇 所有!转贴必须注明作者、出处和本声明,并保持内容完整
大江东去 发表于 2020-7-3 12:23
联系了,多谢

买到请你喝茶

客气 客气,恭喜发财

发表于 2020-7-3 14:17 来自手机 |显示全部楼层
此文章由 Leo417 原创或转贴,不代表本站立场和观点,版权归 oursteps.com.au 和作者 Leo417 所有!转贴必须注明作者、出处和本声明,并保持内容完整
大江东去 发表于 2020-7-3 12:22
我八折收购,你还可以赚3个点

那不行,你八折收购了明年再腰斩一次你不得再发帖开骂。

发表于 2020-7-4 11:44 |显示全部楼层
此文章由 MG42 原创或转贴,不代表本站立场和观点,版权归 oursteps.com.au 和作者 MG42 所有!转贴必须注明作者、出处和本声明,并保持内容完整
一幢楼一百套公寓有十套无法交割,每套价格六十万澳元,十套六百万,开发商没赔钱就已经烧高香了。

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